FORTIFIED Home™ is a set of engineering and building standards designed to help strengthen new and existing homes through system-specific building upgrades to minimum building code requirements that will reduce damage from specific natural hazards.
The Insurance Institute for Business and Home Safety (IBHS) created the FORTIFIED Home™ program to help strengthen homes from hurricanes, high winds, hail, and severe thunderstorms. Protect your home from these natural disasters by using FORTIFIED Home construction standards and methods.
IBHS FORTIFIED goes beyond emergency preparedness and disaster preparedness to give you the peace of mind that comes from knowing your home has been FORTIFIED to offer disaster protection.
The FORTIFIED Home™ program has three levels of designation—Bronze, Silver and Gold—that build upon each other, allowing you to choose the desired level of protection that best suits your budgets and resilience goals.
Mississippi House Bill 1410 was passed and the Mississippi Windstorm Underwriters Association (MWUA) – also known as the State Windpool – offers wind premium insurance discounts for the following FORTIFIED Home™ designation levels:
The FORTIFIED Home™ Bronze designation addresses the roof as a system with specific focus on preventing water intrusion. The most cost effective time to meet requirements for the Bronze designation is during new construction or while you are replacing your roof covering. Retrofit options are available.
The FORTIFIED Home™ Silver designation addresses opening protection to protect the home from pressurization from windows or doors breaking during a hurricane. Silver also addresses the attachment of other structures such as carports and porches.
The FORTIFIED Home™ Gold designation addresses adequate load path from the roof rafters all the way to the foundation, or the roof-to-wall connection,
Make Yours a FORTIFIED Home™
This program is designed to protect your home against specific hazards. For the area we serve, hurricanes are the largest threat addressed through this program.
Get in touch today to schedule an initial consultation.
